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Home insurance to file a damage claim

How to Make Paying For Houston Roof Repair or Replacement More Affordable

As we approach more extreme weather conditions, whether it be from hail storms, hurricanes, or tropical rainstorms, you may be considering getting a roof replacement, or you’re looking for someone to offer some Houston roof repairs, at the very least. You want to make sure your roof can withstand these weather conditions and that your family is safe at home, but perhaps you’re worried about breaking the bank and, as a result, are putting off any roof work. However, did you know that there is a way to make your necessary roof work more affordable?

Look to Your Homeowners Insurance For Help

Many of our customers have completely forgotten they can turn to their homeowner's insurance if they need help paying for any roof work, such as roof replacement or roof repair. It’s a bit of a process, but we are here to help make it easier!

First, Look at Your Policy

Before anything, we recommend you read your insurance policy so that you gain a better idea of the coverage you can get for the damage you may have. In general, if your roof is less than 10 years old, you may get full coverage. This is because 10 years is the average length of time that a Houston roof should last. If it undergoes plenty of damage before then, then you have every right to get more assistance in paying.

Next, Have Amstill Complete a Free Roof Inspection

We are proud to offer free roof inspections to Houston homeowners to ensure they are safe all year round. If you are considering a roof replacement, then let us thoroughly inspect your roof in order to fully assess the level of damage. With our 40+ years of experience, we may also be able to give you a general idea of how much you may end up paying.

File a Claim With Your Houston Homeowners Insurance

Once our inspection is complete, you should contact your insurance provider and file a claim for damage. We suggest you take photos of the damage since the company will want to see adequate documentation.

Insurance Adjuster Will Do an Inspection

Your insurance provider will send an adjuster to complete their own inspection and provide an estimate, but we encourage you to allow us to be there for that inspection as well so we can make certain they don’t miss any damage and give you less coverage than you deserve.

Amstill Roofing Will Complete Your Houston Roof Repair and Houston Roof Replacement

Regardless of what caused your roof damage, we are happy to help fix it so you, your loved ones, and the rest of your home are safe as more severe weather comes our way. Please contact us if you’re in need of a repair or replacement so we can get started as soon as possible.

Using Your Home Insurance For Houston Roof Repairs or Replacement

Using Your Home Insurance For Houston Roof Repairs or Replacement

A roof in Houston typically lasts 20 years, on average. How long your particular roof lasts, however, will also depend on the type of roof shingles you used when you built your house or when you last got a roof replacement. Keep in mind that Houston weather conditions will also play a role in the lifespan of your roof. In the event that storm damage, winter damage, or aging caused some roofing problems, you can actually use your home insurance to help cover the costs of fixing it. Here are the steps our roofing experts recommend you take when it comes to using your insurance to meet your roofing needs.

Step 1: Understand Your Policy

First things first, we recommend you read through your home insurance policy in order to get a better idea of what kind of coverage you get. As a general rule of thumb, roofs that are less than 10 years old may be fully covered by your insurance company if you are in need of a repair or replace it.

Step 2: Get an Inspection

Once you’ve read your policy, it’s time for a free roof inspection. We like to recommend this next because this way, our roofers can fully assess the damage that your roof has undergone over the last few years.

Step 3: File a Claim

Once we complete our inspection, it’s time to contact your home insurance company and file a damage claim for repair or replacement. Your insurance company will want extra documentation, so we suggest you take photos while your roof is still in-tact and save those for when you need to fix it.

Step 4 - Insurance Inspection

Once you file a claim, your insurance company will send their adjuster to complete their own roof inspection so that they can provide an estimate. We highly recommend you schedule the insurance inspection on a day when our inspectors can also attend. This way we’ll ensure the adjuster offers the coverage you need. Additionally, since we offer inspections for free, you won't be adding any more costs.

Amstill Roofing is Here For All Your Houston Roofing Needs

If you think it’s time for a roof repair or a roof replacement, please contact us so we can inspect your roof and begin the insurance process. Once your claim is approved, we will happily complete your repair or replacement for you, usually within a day’s work.