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Homeowners reviewing insurance claim paperwork to cover the cost of Houston roof repair

Does Insurance Cover Houston Roof Repairs?

The average lifespan of a Houston roof is around 20 years, but it’s not unusual for severe weather to cause enough storm roof damage to warrant a Houston roof replacement far earlier than many homeowners may anticipate. Also, the type of roof shingles installed will impact the longevity of your Houston roofing. Fortunately, you may actually be able to use your home insurance to help cover the costs of fixing roof damage caused by weather. Here are the steps our Houston roof experts recommend you take when it comes to using your insurance to pay for your roof repairs.

Step 1: Understand Your Insurance Policy

The first step in utilizing your insurance policy for your roof repairs is to closely review your policy to better understand what’s covered. Typically, roofs that are less than 10 years old may be fully covered by your insurance company if you are in need of a repair or replacement.

Step 2: Schedule an Inspection With Our Houston Roofer

Once you’ve read and understand what’s covered under your homeowners insurance policy, it’s time to schedule a free roof inspection. At this time our Houston roof experts can fully assess the damage that your roof has sustained over the past few years.

Step 3: File a Claim With Your Insurance Company

Upon completion of our professional roof inspection, it’s time to contact your home insurance company and file a damage claim for repair or replacement. Your insurance company will want evidence of roof damage, which we can provide if we discover problems that could result in coverage.

Step 4 - Prepare for Your Insurance Inspection

Even though our Houston roof experts have already performed a professional roof inspection, your insurance company will send their adjuster to complete their own roof inspection so that they can provide an estimate. We can ensure the adjuster offers the coverage you need. Additionally, since we offer inspections for free, you won't be adding any more costs.

Amstill Has Your Houston Roofing Needs Covered

If you think it’s time for a Houston roof repair or a roof replacement, please contact us so we can inspect your roof and begin the insurance process. Once your claim is approved, we will happily complete your repair or replacement for you, usually within a day’s work.