How Does Insurance Coverage Work When You Need Houston Roof Replacement
If you’re going to get a Houston roof replacement, then this fall season is the best time to do it. The question then becomes, how much of the cost of your roof replacement can be covered by your insurance? The answer depends on a number of factors. Each insurance company is different, and their policies are varied as well. You will need to sit down and read your homeowner's insurance policy to find out if you can file a valid insurance claim. However, there are some general guidelines that remain true about filing a claim for your roof. Here’s what Amstill Roofing’s Houston roof experts have to say about getting insurance coverage for your Houston roof replacement.
When Will Insurance NOT Cover Your Houston Roof Replacement?
The hard reality is that your insurance will not always cover your Houston roof replacement. If you need a roof replacement because of regular wear and tear, then your insurance is unlikely to approve your claim for a roof replacement. This is because insurance companies consider regular wear and tear to fall under the responsibility of the homeowner, and any such damage should be addressed through regular roof maintenance. Another reason that insurance companies may reject your Houston roof replacement claim is if your roof is 10 years old or older. This demonstrates the importance of having your trusted Houston roofer conduct a roof inspection on your home at least once a year. With their professional help, you can get ahead of any wear and tear, and get good advice on filing a claim for a Houston roof replacement to maximize the amount covered by your insurance.
When Does Insurance Cover Your Houston Roof Replacement?
Your insurance will cover most if not all of the cost of your Houston roof replacement if it falls under the following categories: an accident or an act of nature. This is because it is understood that under such circumstances, no amount of roof maintenance could have prevented the damage. So if a hurricane causes extensive damage to your roof, or a tree or some debris happens to fall on your roof, then these are situations where your insurance provider is most likely to approve your claim. But once your Houston roof replacement claim is approved, you may still be left with the question: “Where can I find a trusted Houston roofer near me to do the roof replacement?”
Get Your Houston Roof Replacement From Houston Roof Experts Near Me
Amstill Roofing is a family-owned and operated business that has been proudly serving the Houston area for almost 50 years. In that time, we have conducted almost 32,000 total roof replacements. Our large and highly-skilled crew has decades of experience, which allows us to perform 90% of our roofing jobs in a single day. We’re eager to show you how we do things: with honor, integrity, and strength. Give us a call today to avail of our free roof inspection!