How to Use Insurance for your Houston Roof Replacement
‘Tis the season for wind, hail, and other weather events that can often create problems for your Houston roofing that need to be addressed as soon as possible, as significant storm roof damage could warrant the need for a Houston roof replacement. Thankfully, many homeowners insurance policies cover the cost of weather-related roof damage. If you need help with this process, our Houston roof experts can not only assess the extent of Houston roof damage, but also help homeowners navigate the claims process with their insurance companies. Below are the steps you should be prepared to take if you plan to use insurance to cover all or part of your Houston roof replacement.
The Steps Your Claim for Houston Storm Roof Damage
If you attempt to get insurance coverage for roof damage, these are the steps that you should follow:
1. Familiarize Yourself With Your Homeowner’s Insurance Policy
Review your insurance policy for the type and extent of Houston roof damage coverage. If your roof is less than 10 years old--which is the average length of time Houston roofing lasts--you could get full coverage. Even older roofs have been known to receive at least partial coverage.
2. Schedule an Inspection With Our Houston Roof Experts:
Our Houston roof experts conduct free inspections of your roof, which will provide you with the information you need to file a claim with your insurance company. If the damage is extensive, we may recommend a Houston roof replacement. We’ll tell you what type of damage we discovered, which you can then share with your insurance company.
3. File a Claim With Your Insurance Company:
Shortly after our inspection of your Houston TX roofing, you should file a claim for the damage we discovered. Simply locate the number to call to file a claim, which can be found in your policy, and then provide them with the results of our inspection. Make sure you record the claim number for easy reference moving forward.
4. Your Insurance Adjuster Will Conduct an Inspection:
In order to see the damage for themselves, your insurance company will send an adjuster to your home to perform their own inspection of your Houston roofing. If they agree with our findings, this will be reported back to your insurance company and an estimate of coverage will be provided. You’ll want our Houston roof experts present for this inspection to ensure you don’t miss out on the coverage you deserve, so try to coordinate this appointment with both parties.
Trust Our Houston Roof Experts With Your Houston Roof Replacement
If your Houston roof damage necessitates the need for a full replacement, we would be honored to complete this work for you. We complete most of our jobs in one day and provide the kind of quality work that has kept us the leading Houston roof replacement company for over 40 years. If your insurance company doesn’t fully cover your Houston roof replacement, we have financing options available to assist with any costs you may incur. Call us to schedule your free inspection today!